Guides
Build with the Plustive API
Practical, code-first guides to selling airtime, data and bill payments programmatically in Nigeria — from your first call to going live.
What is a VTU API?
A VTU API lets software buy airtime, data and bill payments programmatically. Here’s what VTU means, how the API works, and what to look for in Nigeria.
Read guide →Tutorial · 9 min readHow to build a VTU app in Nigeria
A step-by-step guide to building a data and airtime reseller (VTU) app in Nigeria: wallet funding, the buy call, idempotency, webhooks and going live.
Read guide →Tutorial · 8 min readHow to automate bill payments with an API
Verify a customer, pay electricity, cable TV, education or broadband bills, and return the token or PIN — programmatically, over one REST API in Nigeria.
Read guide →Business guide · 10 min readHow to Start a VTU Business in Nigeria (2026)
How to start a VTU business in Nigeria: pick your niche, choose an API provider, fund a wallet, build a frontend, set your margins, and go live.
Read guide →Business guide · 9 min readHow to Start a Data Reselling Business in Nigeria
Source data bundles via an API, price with a margin, sell via app or agents, automate delivery, and scale with volume tiers — a complete practical guide.
Read guide →Tutorial · 8 min readVTU API Integration Guide (Quickstart)
VTU API quickstart in 15 minutes: get an API key, fund via dedicated account, list the catalog, buy data, handle idempotency, and subscribe to webhooks.
Read guide →Tutorial · 8 min readWebhooks for VTU & Bill-Payment Transactions
How to receive, verify and handle Plustive webhooks: terminal states, payload shape, HMAC signature verification, retry backoff, fallback reconciliation.
Read guide →New here? Start with the quickstart in the docs, or see exactly what each plan costs.