Airtime, data & bills,
one API call away.
Sell data, airtime and bill payments — cable TV, electricity, education and broadband — from one key and one prepaid wallet. Every call is idempotent and auto-reconciled, so you never double-charge and every naira settles or refunds.
# Buy 1GB of MTN data curl https://api.plustiveimpact.com/v1/data \ -H "Authorization: Bearer pk_live_…" \ -d '{ "plan": "mtn-1gb-30d", "phone": "08030000000", "clientReference": "ord_8812" }'
One API, every top-up.
Data and airtime — plus four kinds of bills. One key, one prepaid wallet, one pattern: list → verify → pay.
Data
Bundles across MTN, Glo, Airtel & 9mobile, priced for your tier.
Airtime
Any amount, any network, delivered instantly.
Cable TV
DSTV, GOtv and StarTimes — confirm the smartcard holder, then pay.
Electricity
Prepaid & postpaid meters — the token comes back on the response.
Education
WAEC, NECO & JAMB result-checker PINs, vended on demand.
Broadband
Smile, Spectranet & more — renew a plan in one call.
Money-grade plumbing for airtime, data & bills.
Plustive owns the wallet, the ledger and the reconciliation so you don’t have to. You make one call; we make sure it’s correct.
One prepaid wallet
Fund once and draw down across every purchase. An append-only ledger records every debit, credit and refund to the kobo.
Predictable pricing
See your effective price per plan before you buy. Per-tier overrides on data, per-network discounts on airtime — no surprises.
Never double-charged
Idempotency on your clientReference means retries are safe. Exactly one debit, at most one refund — enforced at the database.
Self-healing transactions
If the supplier is slow, money is held and the transaction settles or refunds automatically. You always learn the final state.
Built for volume
Per-key rate limiting and concurrency-safe wallets keep throughput high without ever overspending your balance.
A REST API, nothing else
One REST surface: buy data, airtime and bills, verify a customer, query a transaction, list the catalog, check your balance. Bearer-key auth — that is the whole surface.
You won’t double-charge a customer. Ever.
Plustive owns the wallet, the ledger and the reconciliation, so reselling airtime and data never means losing track of money. Every naira you move is accounted for — debited once, settled or refunded, and reconciled automatically.
Never double-charged
Idempotency on your clientReference makes every retry safe. Exactly one debit, at most one refund — enforced at the database, not in your code.
Always a final state
If the supplier is slow, the debit is held and the transaction settles or refunds on its own — usually within a minute. You always learn the outcome: Success, Failed or Refunded.
Automatic refunds
A failed or unfulfilled delivery returns to your wallet, to the kobo. No support tickets, no manual reconciliation, no money quietly lost.
Explore each surface: the data and airtime API for MTN, Glo, Airtel and 9mobile, and the bill-payment API for electricity, cable TV, education and broadband.
Plustive, in plain terms.
What is Plustive?
Plustive is a developer API for buying virtual top-ups across Nigeria from one prepaid wallet. With a single REST API and Bearer API key you can sell data and airtime on MTN, Glo, Airtel and 9mobile, and pay bills — cable TV, electricity, education PINs and broadband. It is built for businesses that resell airtime, data and bills programmatically.
How do I buy data and airtime in Nigeria via API?
Send an authenticated POST request to the relevant endpoint (for example /v1/data or /v1/airtime) with the plan or amount, the customer phone number, and a unique clientReference. Plustive debits your prepaid wallet, delivers the top-up to the network, and returns the transaction status. You fund the wallet once and draw down on every call — there is no per-transaction card payment.
Which networks and bills does Plustive support?
Plustive supports data and airtime on all four Nigerian networks: MTN, Glo, Airtel and 9mobile. For bill payments it covers cable TV (DSTV, GOtv and StarTimes), electricity for both prepaid and postpaid meters, education result-checker PINs (WAEC, NECO and JAMB), and broadband (including Smile and Spectranet).
How does Plustive prevent double-charging?
Every purchase carries a clientReference that you set. Plustive enforces idempotency on that reference at the database level, so retrying a request never creates a second charge — you get exactly one debit and at most one refund. If a delivery fails or never settles, the amount is automatically refunded to your wallet to the kobo.
How is Plustive priced?
Pricing scales with your volume across three tiers. The more you transact, the lower your effective cost on data, airtime and bills, and the deeper your airtime discount. You can see the exact price you pay for each plan from the catalog endpoint before you buy, and all amounts are in kobo.
How do I get started?
Create an account, get your API key, and fund your prepaid wallet. New accounts receive a small starter credit so you can push real transactions and confirm your integration end-to-end before going to production. Most developers make their first successful call within minutes using the quickstart at docs.plustiveimpact.com.